Ten cost-effective ways to save for a luxury item

Do you ever feel like you deserve to buy something nice and expensive for yourself, but you're afraid of the guilt you would feel if you took the money from your bank account???

Well here are the top ten cost-effective ways that I've found, in order to save for that luxury item you've been eyeing, without pulling from your saving account....

1. Check to see if you have a local resale boutique or consignment store nearby, get cash for the clothes that have been collecting dust in your closet.
2. Pick up an extra shift at work.
3. In certain situations, if you use coupons effectively, you can actually get paid for your item. If you really want to feel good about yourself, take your purchases from couponing and donate them to a church.
4. Throw a yardsale, get rid of all your junk!
5. Make a simple craft, get a table at your local craft fair.
6. Sell your old books or textbooks on amazon
7. Recycle and take a trip to the grocery store to cash in for a deposit. This way your earning money and helping the environment as well!
8. Get cash for your gold.
9. Get cash for your old phone, ipad, ipod or laptop.
10. Every penny counts!! Collect coins and take it to your bank, it all adds up!